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ENTERPRISE PPI RAILS • VIRTUAL & PHYSICAL CARDS

Programmable Corporate RuPay Cards.

Issue custom-branded Corporate RuPay prepaid cards instantly for employee expense management, vendor disbursements, fleet payments, and gift incentives with real-time merchant category locking and granular spend controls.

CORPORATE EXPENSE
MTMPAY BUSINESS
RuPay
PREPAID
•••• •••• •••• 8492
CARDHOLDER ENTERPRISE USER
VALID THRU 12/29
MCC Merchant Lock
ENABLED
Daily POS / E-com Limit
₹50,000 / Day
ZERO LEAD TIME

Instant Virtual Cards

Generate digital card numbers (PAN, CVV, Expiry) in real time via API for immediate online checkout, SaaS billing, and digital ad payments.

Sub-second API emission
EMV CHIP & TAP

Personalized Physical Cards

High-grade physical RuPay cards customized with your corporate branding, dispatched directly to employee or partner addresses nationwide.

POS & ATM network enabled
PROGRAMMATIC SPEND

MCC Category Rules

Restrict spend by specific Merchant Category Codes (e.g., Fuel only, Travel only, Dining only) to prevent expense leakage and policy violations.

Enforced at transaction auth
ISOLATED POOLS

Multi-Wallet Allocation

Segregate budgets into distinct sub-wallets (Meal, Fuel, General Allowance, Rewards) under a single unified corporate master balance.

Automated clawback support
PPI API ORCHESTRATION

Complete Card Lifecycle Programmatic Control

Our card emission APIs enable businesses to create cards, set limits, freeze cards, reallocate balances, and capture real-time transaction webhooks straight from your core platform.

  • Instant card locking / unlocking via API
  • Dynamic load and unload wallet endpoints
  • Full PCI-DSS compliant sandbox integration
POST /api/v1/cards/issue HTTPS 201 CREATED
{
  "card_type": "VIRTUAL_RUPAY",
  "entity_id": "EMP_884920",
  "cardholder_name": "Rohit Mehta",
  "initial_load_amount": 15000.00,
  "controls": {
    "allow_ecom": true,
    "allow_pos": true,
    "allowed_mcc": ["5541", "5542", "4121"],
    "daily_transaction_limit": 5000.00
  }
}
// INDUSTRY USE CASES

Built for Every Business Operation

01

Employee Expense & Travel

Eliminate tedious manual expense reports by giving team members corporate cards with pre-allocated budgets and automated receipt tracking.

02

Fleet & Fuel Allowances

Distribute dedicated fuel cards locked strictly to gas station terminals and toll plazas across India to eliminate misuse.

03

Dealer & Channel Incentives

Reward top distributors and retail partners instantly with reloadable branded prepaid cards for loyalty recognition.

Launch your custom card program today

Get dedicated API credentials, card co-branding options, and comprehensive sandbox access.

TALK TO CARD SPECIALIST →