// PRODUCT PORTFOLIO

Comprehensive Protection Suites

HEALTH & PREVENTIVE

Wellness & OPD Care

Comprehensive consumer wellness plans offering unlimited tele-consultations, discounted laboratory diagnostics, pharmacy cashback, and dedicated Out-Patient Department (OPD) coverage.

Instant digital health card emission
Pan-India cashless clinic network
Zero pre-policy medical checkups

Instant PDF Policy BUY COVER →

MOTOR VEHICLE

2-Wheeler Policy

Instant bike and scooter insurance renewals covering Third-Party Liability, Comprehensive Own Damage, and Zero Depreciation add-ons with sub-minute registration number lookup.

Instant VAHAN vehicle detail fetch
Break-in inspection self-upload
No Claim Bonus (NCB) transfer

60-Second Renewal RENEW BIKE →

PASSENGER & COMMERCIAL

4-Wheeler Policy

Comprehensive private car and commercial vehicle insurance with custom Insured Declared Value (IDV) selection, Engine Protection, Roadside Assistance, and Key Replacement.

Real-time multi-insurer quote comparison
Cashless claims across 5,000+ garages
Digital policy dispatch on WhatsApp/Email

Comprehensive Cover INSURE CAR →

MULTI-CARRIER QUOTES

Live Premium Engine

Fetch real-time premium calculations and plan comparisons across multiple leading insurers in a single API call.

Transparent pricing slabs

END-TO-END DIGITAL

Instant Policy Issuance

Automated proposal form population, instantaneous KYC validation, and immediate digital policy PDF generation.

Zero manual documentation

COMMISSION LEDGER

Instant Partner Payouts

Distribute insurance POSP and partner commissions directly into linked digital sub-wallets immediately upon policy binding.

Real-time commission credits

CLAIMS & LIFECYCLE

Claim Assistance Rails

End-to-end claim registration endpoints, cashless garage locators, and automated renewal reminder triggers.

24/7 dedicated support desk

EMBEDDED INSURTECH API

Seamless Quote-to-Policy API Lifecycle

Our modular insurance endpoints allow fintechs, merchant platforms, and logistics apps to embed motor and wellness coverage directly into existing consumer checkout flows with simple REST payloads.

Instant vehicle registration number lookup
Real-time multi-insurer premium comparison
Webhook dispatch with signed policy document PDF

POST /api/v1/insurance/motor/bind-policy HTTPS 200 OK

{
  "quote_id": "QT_MTR_2026_88912",
  "vehicle_number": "CG04MK8821",
  "policy_type": "COMPREHENSIVE_2W",
  "idv_amount": 75000.00,
  "premium_paid": 1499.00,
  "policyholder": {
    "full_name": "Rakesh Kumar",
    "mobile": "+919876543210",
    "email": "rakesh@example.com"
  }
}

// Response Payload
{
  "status": "POLICY_ISSUED",
  "policy_number": "POL/2026/MTM/9981273",
  "valid_until": "2027-08-16T23:59:59Z",
  "policy_pdf_url": "https://app.mtmpay.in/policy/download/9981273.pdf"
}

// DISTRIBUTION USE CASES

Embedded Across Consumer Ecosystems

Retail & Agent POS Networks

Equip retail agents and distribution desks to sell instant motor and health packages with instant digital commissions.

Logistics & Fleet Management

Automate annual fleet insurance renewals for transport operators and delivery aggregators with bulk policy dispatch.

Corporate Employee Benefits

Provide customized OPD and primary wellness healthcare subscriptions for corporate staff, startups, and gig workforce pools.

Ready to embed digital insurance?

Integrate our multi-carrier insurance APIs or launch turnkey consumer policy portals.

TALK TO INSURTECH SPECIALIST →

Digital Insurance & Instant Policy Issuance.