// OMNICHANNEL UTILITY PORTFOLIO

Full Bharat Connect Biller Coverage

TELECOM SUITE

Mobile Prepaid & Postpaid

Instant plan discovery, dynamic operator circle detection, and real-time recharge settlements across Jio, Airtel, Vi, and BSNL.

Real-time plan lookup APIs

POWER DISTRIBUTION

Electricity Discoms

Direct connection with 100+ state and private power distribution utilities across India with automated bill fetching and receipt issuance.

All state boards supported

HIGHWAY TRANSIT

FASTag Recharge

Instant vehicle number or wallet ID validation with zero-latency balance top-ups across all issuer banks.

Instant NETC toll sync

BROADCAST & DTH

DTH Satellite Services

Automated customer ID lookup, balance inquiry, and pack renewals across Tata Play, Airtel DTH, Dish TV, and Sun Direct.

Instant channel activation

INTERNET & WIRELINE

Broadband & Landline

Unified bill retrieval and settlements for Tier-1 telcos, municipal cable networks, and regional fiber ISP providers.

Sub-second bill validation

CREDIT & FINANCIALS

Card Payments & Credit Score

Bharat Connect supported credit card bill clearances across all major banks, coupled with instant credit health scoring.

Direct card network clearance

LIVE DATA RETRIEVAL

Instant Bill Fetch

Query live bill amounts, due dates, customer names, and biller status straight from source discoms and operators.

Zero cached inaccuracies

T+0 SETTLEMENT

Automated Clearance

Payments are settled directly with Bharat Connect infrastructure, providing instant BBPS reference IDs and downloadable receipts.

Compliant statutory receipting

REVENUE ENGINE

Earn per Transaction

Enjoy guaranteed distributor commissions, competitive API margins, and automated billing rebates on high-volume settlements.

Real-time wallet cashbacks

AUTONOMOUS AUDIT

Live Reconciliation

Comprehensive settlement reports, unified MIS exports, and live status webhooks eliminate manual bookkeeping friction.

Automated refund handling

BHARAT CONNECT API SPEC

Two-Step Fetch & Pay Integration

Our standardized RESTful BBPS API endpoints allow businesses to fetch dynamic consumer bills, validate parameter keys, and execute instantaneous payment settlements with full NPCI compliance.

Dynamic parameter validation per biller
Instant BBPS transactional reference generation
Real-time status query & callback webhooks

POST /api/v1/bbps/bill-pay HTTPS 200 OK

{
  "biller_id": "CSPDCL0000NAT",
  "consumer_number": "1009823719",
  "amount": 1420.00,
  "customer_mobile": "9876543210",
  "reference_id": "BBPS_MTM_2026_18273"
}

// Settlement Response Payload
{
  "status": "SUCCESS",
  "bbps_ref_no": "BBPS9182371928371",
  "txn_date_time": "2026-08-17T02:00:00Z",
  "receipt_url": "https://com.mtmpay.app/receipt/88123"
}

Launch your branded BBPS portal today

Get turnkey utility recharge portals, mobile SDKs, or high-throughput API integrations.

CONNECT WITH BBPS DESK →

Unified BBPS & Utility Bill Settlements.